CZFS - CITIZENS FINANCIAL SERVICES INC
63.22
1.920 3.037%
Share volume: 30,298
Last Updated: 03-04-2026
Banking/State Commercial Banks – Fed Reserve System:
0.00%
PREVIOUS CLOSE
CHG
CHG%
$61.30
1.92
0.03%
Summary score
81%
Profitability
85%
Dept financing
50%
Liquidity
60%
Performance
90%
Sector
Finance, Insurance, And Real Estate
Industry
Banking/State Commercial Banks – Fed Reserve System
Long-term ratios 30-Sep-2021 - 30-Sep-2025
The data are presented for the financials results of the quarters of the last 4 years.
Return on equity
0%
Return on assets
0.31%
Return on sales
0%
Return on invested capital
0%
Total debt ratio
89.9%
Debt ratio change over timeo
0%
Current Ratio
0%
Quick Ratio
0%
Cash Position Ratio
0%
Short-term ratios 30-Sep-2024 - 30-Sep-2025
The data are presented for the financials results of the quarters of the last year.
Return on equity
0%
Return on assets
0.35%
Return on sales
0%
Return on invested capital
0%
Total debt ratio
89.65%
Debt ratio change over timeo
0%
Current Ratio
0%
Quick Ratio
0%
Cash Position Ratio
0%
Last quarter ratios 30-Sep-2025
The data are presented for the financials results of the last quarter.
Return on equity
0%
Return on assets
0.4%
Return on sales
0%
Return on invested capital
0%
Total debt ratio
89.28%
Debt ratio change over time
0%
Current Ratio
0%
Quick Ratio
0%
Cash Position Ratio
0%
Performance ratios (change over 4 years) 30-Sep-2021 - 30-Sep-2025
The data are presented for the change financials results of the quarter of the last 4 years.
Return on equity
0%
Return on assets
0%
Return on sales
0%
Return on invested capital
0%
Total debt ratio
0%
Debt ratio change over time
0%
Current Ratio
0%
Quick Ratio
0%
Cash Position Ratio
0%
Compare in sector
The following table compares the individual analyzes for the other top 3 stocks within the same industry.
| Long-term ratios | CZFS | BNS | BBD | BBDO |
|---|---|---|---|---|
| Return on equity | 0% | 2.76% | 0% | 0% |
| Return on assets | 0.31% | 0.21% | 0% | 0% |
| Return on sales | 0% | 20.76% | 0% | 0% |
| Return on invested capital | 0% | -0.18% | 0% | 0% |
| Profitability | 50% | 67% | 0% | 0% |
| Total debt ratio | 89.9% | 94.45% | 0% | 0% |
| Debt ratio change over time | 0% | -560.53% | 0% | 0% |
| Dept financing | 49% | 25% | 0% | 0% |
| Current Ratio | 0% | 0% | 0% | 0% |
| Quick Ratio | 0% | 0% | 0% | 0% |
| Cash Position Ratio | 0% | 0% | 0% | 0% |
| Liquididy | 25% | 50% | 0% | 0% |
| Short-term ratios | CZFS | BNS | BBD | BBDO |
|---|---|---|---|---|
| Return on equity | 0% | 0% | 0% | 0% |
| Return on assets | 0.35% | 0% | 0% | 0% |
| Return on sales | 0% | 0% | 0% | 0% |
| Return on invested capital | 0% | 0% | 0% | 0% |
| Profitability | 100% | 0% | 0% | 0% |
| Total debt ratio | 89.65% | 0% | 0% | 0% |
| Debt ratio change over time | 0% | 0% | 0% | 0% |
| Dept financing | 50% | 0% | 0% | 0% |
| Current Ratio | 0% | 0% | 0% | 0% |
| Quick Ratio | 0% | 0% | 0% | 0% |
| Cash Position Ratio | 0% | 0% | 0% | 0% |
| Liquididy | 75% | 0% | 0% | 0% |