Two River Bancorp operates as a bank holding company. It engages in the business of commercial and retail banking. The company, through its subsidiary, Two River Community Bank offers a wide range of banking services including demand, savings and time deposits, and commercial and consumer/installment loans to small and medium-sized businesses, not-for-profit organizations, professionals and individuals primarily in Monmouth, Middlesex and Union counties, New Jersey. It also offers its customers safe deposit boxes, night depository, wire transfers, money orders, travelers checks, automated teller machines, direct deposit, telephone, and internet banking, and corporate business services. The company was founded in August 2005 and is headquartered in Tinton Falls, NJ.