COFS - CHOICEONE FINANCIAL SERVICES INC
29.58
-0.020 -0.068%
Share volume: 122,927
Last Updated: 03-04-2026
Banking/State Commercial Banks – Fed Reserve System:
0.00%
PREVIOUS CLOSE
CHG
CHG%
$29.60
-0.02
0.00%
Summary score
39%
Profitability
24%
Dept financing
48%
Liquidity
26%
Performance
55%
Sector
Finance, Insurance, And Real Estate
Industry
Banking/State Commercial Banks – Fed Reserve System
Long-term ratios 31-Dec-2015 - 31-Dec-2019
The data are presented for the financials results of the quarters of the last 4 years.
Return on equity
2.04%
Return on assets
0%
Return on sales
0%
Return on invested capital
1.68%
Total debt ratio
87.74%
Debt ratio change over timeo
0%
Current Ratio
0.03%
Quick Ratio
0%
Cash Position Ratio
0%
Short-term ratios 31-Dec-2018 - 31-Dec-2019
The data are presented for the financials results of the quarters of the last year.
Return on equity
1.62%
Return on assets
0%
Return on sales
0%
Return on invested capital
1.52%
Total debt ratio
87.01%
Debt ratio change over timeo
0%
Current Ratio
0.04%
Quick Ratio
0%
Cash Position Ratio
0%
Last quarter ratios 31-Dec-2019
The data are presented for the financials results of the last quarter.
Return on equity
1.58%
Return on assets
0%
Return on sales
0%
Return on invested capital
1.01%
Total debt ratio
86.14%
Debt ratio change over time
0%
Current Ratio
0.06%
Quick Ratio
0%
Cash Position Ratio
0%
Performance ratios (change over 4 years) 31-Dec-2015 - 31-Dec-2019
The data are presented for the change financials results of the quarter of the last 4 years.
Return on equity
0%
Return on assets
0%
Return on sales
0%
Return on invested capital
0%
Total debt ratio
0%
Debt ratio change over time
0%
Current Ratio
0%
Quick Ratio
0%
Cash Position Ratio
0%
Compare in sector
The following table compares the individual analyzes for the other top 3 stocks within the same industry.
| Long-term ratios | COFS | BNS | BBD | BBDO |
|---|---|---|---|---|
| Return on equity | 2.04% | 3.23% | 3.92% | 3.92% |
| Return on assets | 0% | 0.28% | 0% | 0% |
| Return on sales | 0% | 25.74% | 0% | 0% |
| Return on invested capital | 1.68% | -0.23% | 3.47% | 2.7% |
| Profitability | 25% | 71% | 50% | 44% |
| Total debt ratio | 87.74% | 93.64% | 90.78% | 90.78% |
| Debt ratio change over time | 0% | -410.65% | 0% | 0% |
| Dept financing | 48% | 25% | 24% | 24% |
| Current Ratio | 0.04% | 1.03% | 1.08% | 1.08% |
| Quick Ratio | 0% | 1.03% | 0% | 0% |
| Cash Position Ratio | 0% | 0% | 0% | 0% |
| Liquididy | 25% | 49% | 25% | 25% |
| Short-term ratios | COFS | BNS | BBD | BBDO |
|---|---|---|---|---|
| Return on equity | 1.62% | 3.07% | 4.29% | 4.29% |
| Return on assets | 0% | 0.27% | 0% | 0% |
| Return on sales | 0% | 24.16% | 0% | 0% |
| Return on invested capital | 1.52% | -0.22% | 2.74% | 2.74% |
| Profitability | 23% | 68% | 50% | 50% |
| Total debt ratio | 87.01% | 93.67% | 90.1% | 90.1% |
| Debt ratio change over time | 0% | -436.75% | 0% | 0% |
| Dept financing | 48% | 25% | 24% | 24% |
| Current Ratio | 0.04% | 1.03% | 1.08% | 1.08% |
| Quick Ratio | 0% | 1.03% | 0% | 0% |
| Cash Position Ratio | 0% | 0% | 0% | 0% |
| Liquididy | 26% | 49% | 25% | 25% |